/* ============================================================
   AutoRates — shared site styles
   ============================================================ */
:root{
  --ink:#0B1E36;
  --ink-soft:#33475b;
  --paper:#F5F7FA;
  --card:#FFFFFF;
  --go:#0FB981;
  --go-press:#0a9a6a;
  --steel:#2F6BE0;
  --line:#E4E9F0;
  --shadow:0 8px 30px rgba(11,30,54,.08);
  --max:1080px;
}
*{margin:0;padding:0;box-sizing:border-box;-webkit-tap-highlight-color:transparent}
html{scroll-behavior:smooth}
body{
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  background:var(--paper);color:var(--ink);line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
a{color:var(--steel);text-decoration:none}
a:hover{text-decoration:underline}
.wrap{max-width:var(--max);margin:0 auto;padding:0 22px}

/* ---- header ---- */
.site-header{
  background:var(--card);border-bottom:1px solid var(--line);
  position:sticky;top:0;z-index:20;
}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;height:64px}
.brand{display:flex;align-items:center;gap:9px;font-weight:800;letter-spacing:-.02em;font-size:19px;color:var(--ink)}
.brand:hover{text-decoration:none}
.brand .mark{
  width:28px;height:28px;border-radius:7px;background:var(--ink);
  display:flex;align-items:center;justify-content:center;
}
.brand .mark svg{width:16px;height:16px}
.nav{display:flex;gap:26px;align-items:center}
.nav a{color:var(--ink-soft);font-size:14.5px;font-weight:600}
.nav .cta{
  background:var(--go);color:#fff;padding:9px 16px;border-radius:10px;font-weight:700;
}
.nav .cta:hover{background:var(--go-press);text-decoration:none}
@media(max-width:640px){ .nav a:not(.cta){display:none} }

/* ---- hero ---- */
.hero{padding:64px 0 56px;text-align:center}
.eyebrow{
  display:inline-flex;align-items:center;gap:6px;
  background:rgba(15,185,129,.10);color:var(--go-press);
  font-size:12.5px;font-weight:700;padding:6px 13px;border-radius:100px;margin-bottom:20px;
}
.eyebrow .dot{width:7px;height:7px;border-radius:50%;background:var(--go)}
.hero h1{font-size:44px;line-height:1.1;letter-spacing:-.03em;font-weight:800;margin-bottom:16px}
.hero h1 .hl{color:var(--go-press)}
.hero p{font-size:18px;color:var(--ink-soft);max-width:52ch;margin:0 auto 28px}
.btn-primary{
  display:inline-flex;align-items:center;gap:8px;background:var(--go);color:#fff;
  font-size:17px;font-weight:700;padding:16px 30px;border-radius:13px;box-shadow:var(--shadow);
}
.btn-primary:hover{background:var(--go-press);text-decoration:none}
.hero .fineprint{margin-top:16px;font-size:12.5px;color:var(--ink-soft)}
@media(max-width:640px){ .hero h1{font-size:33px} .hero p{font-size:16px} }

/* ---- sections ---- */
section{padding:52px 0}
.section-title{font-size:28px;font-weight:800;letter-spacing:-.02em;text-align:center;margin-bottom:8px}
.section-sub{text-align:center;color:var(--ink-soft);max-width:48ch;margin:0 auto 40px}

.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.step{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:28px 24px}
.step .num{
  width:36px;height:36px;border-radius:9px;background:rgba(15,185,129,.12);color:var(--go-press);
  display:flex;align-items:center;justify-content:center;font-weight:800;font-size:16px;margin-bottom:14px;
}
.step h3{font-size:18px;margin-bottom:6px}
.step p{color:var(--ink-soft);font-size:15px}
@media(max-width:760px){ .steps{grid-template-columns:1fr} }

.features{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;max-width:820px;margin:0 auto}
.feature{display:flex;gap:12px;align-items:flex-start;background:var(--card);border:1px solid var(--line);border-radius:14px;padding:20px}
.feature svg{width:22px;height:22px;color:var(--go);flex-shrink:0;margin-top:2px}
.feature h4{font-size:16px;margin-bottom:3px}
.feature p{color:var(--ink-soft);font-size:14px}
@media(max-width:640px){ .features{grid-template-columns:1fr} }

.faq{max-width:760px;margin:0 auto}
.faq details{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:18px 20px;margin-bottom:12px}
.faq summary{font-weight:700;cursor:pointer;font-size:16px;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";float:right;color:var(--go-press);font-weight:800}
.faq details[open] summary::after{content:"–"}
.faq p{color:var(--ink-soft);font-size:15px;margin-top:12px}

.band{background:var(--ink);color:#fff;text-align:center;padding:56px 22px;border-radius:0}
.band h2{font-size:30px;font-weight:800;letter-spacing:-.02em;margin-bottom:12px}
.band p{color:#b9c6d6;max-width:46ch;margin:0 auto 26px}

/* ---- disclosure strip ---- */
.disclosure{background:#eef1f5;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:22px 0}
.disclosure .wrap{font-size:12.5px;color:var(--ink-soft);line-height:1.55}
.disclosure strong{color:var(--ink)}

/* ---- footer ---- */
.site-footer{background:var(--card);border-top:1px solid var(--line);padding:40px 0 30px}
.foot-top{display:flex;justify-content:space-between;flex-wrap:wrap;gap:24px;margin-bottom:26px}
.foot-links{display:flex;flex-wrap:wrap;gap:18px}
.foot-links a{color:var(--ink-soft);font-size:14px;font-weight:600}
.foot-legal{font-size:12px;color:var(--ink-soft);line-height:1.6;border-top:1px solid var(--line);padding-top:22px}
.foot-legal p{margin-bottom:10px}

/* ---- legal (content) pages ---- */
.legal{background:var(--card);margin:40px auto;max-width:820px;border:1px solid var(--line);border-radius:16px;padding:44px 40px}
.legal h1{font-size:32px;letter-spacing:-.02em;margin-bottom:6px}
.legal .updated{color:var(--ink-soft);font-size:14px;margin-bottom:28px}
.legal h2{font-size:20px;margin:30px 0 10px}
.legal h3{font-size:16px;margin:20px 0 8px}
.legal p,.legal li{color:#26374b;font-size:15px;margin-bottom:12px}
.legal ul{padding-left:22px;margin-bottom:12px}
.legal li{margin-bottom:6px}
.legal a{font-weight:600}
@media(max-width:640px){ .legal{padding:28px 22px;margin:20px auto} .legal h1{font-size:26px} }