2026 rates now available

Compare car insurance rates
in about 30 seconds

Answer one quick question and we'll connect you with trusted providers so you can compare and see if you could be paying less. It's free and there's no obligation.

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Free to use · No obligation · Won't affect your credit

How AutoRates works

We're not an insurance company. We're a free service that helps you find and compare providers.

1

Tell us about you

Answer a quick question about your current coverage. No lengthy forms to start.

2

Get matched

We connect you with trusted insurance providers and marketplaces that fit your situation.

3

Compare & choose

Review your options side by side and pick what works for you — the choice is always yours.

Free to use

AutoRates never charges you to compare. Our partners compensate us.

Your data, your control

We're transparent about how information is used. See our Privacy Policy.

Fast

Start comparing in about 30 seconds — no account required.

Trusted partners

We work with established insurance marketplaces and providers.

Ready to see if you're overpaying?

It takes about 30 seconds and there's no obligation to buy anything.

Compare rates now →

Frequently asked questions

A few things worth knowing before you start.

Is AutoRates an insurance company?

No. AutoRates is a free online advertising and referral service. We do not sell insurance, issue policies, or provide quotes ourselves. We connect you with third-party insurance providers and marketplaces who may be able to help.

Does it cost anything to use AutoRates?

No. AutoRates is always free for you to use. We may receive compensation from our partners when you connect with them, which is how we keep the service free.

Will comparing rates affect my credit?

Comparing rates through AutoRates does not affect your credit score. Any provider you choose to work with will have their own process, which they'll disclose to you directly.

What happens to my information?

When you connect with a partner, your information is shared with that partner so they can present relevant options, subject to their own privacy policies. Please review our Privacy Policy for full details on how information is handled.

Are the savings guaranteed?

No. Any savings figures shown are illustrative and are not guaranteed. Actual rates and savings depend on your individual circumstances, your state, and the provider you choose.

Advertising Disclosure: AutoRates is a free online advertising and referral service, not an insurance company, agency, or broker. We do not provide insurance quotes or sell insurance. We are compensated by third-party partners when you connect with them, which may influence which partners we present and in what order. Any rate or savings figures shown (including "up to 40%") are illustrative only, are not guaranteed, and will vary based on your individual circumstances and provider.